Loan Assistance Disclosure and Consent

1. Our role

We are a car dealer, not a bank, NBFC or lender. We do not lend, approve loans, set interest rates, disburse money or collect repayments. With your consent, we pass your request to a bank or NBFC, which contacts you directly about possible vehicle-finance options. The lender alone decides whether to offer a loan and may perform its own KYC.

2. Information used

You provide your full name as printed on Aadhaar and a contact mobile number, and confirm your consent. No car selection is required. We do not collect Aadhaar/PAN numbers or photos, a selfie, date of birth, bank choice, amount or tenure in this loan form.

3. Who may receive it

With your consent, we share only your name and mobile with banks and NBFCs that finance vehicle purchases, for this callback request. We do not promise a particular lender. The lender that contacts you will identify itself and provide its own terms and privacy information.

4. Fees and decisions

Our assistance is free to you. A lender may pay CARS 365 a referral fee; this does not change the loan terms it offers you. No approval, loan amount, rate or tenure is guaranteed. Review the lender's documents before accepting an offer.

5. Your consent

Consent version: cars365-loan-callback-v6

I am 18 or older. I agree that CARS 365 (Markandeya Car Bazar) may share my name and mobile number with banks and NBFCs that finance vehicle purchases, only for this loan callback request, and that the bank or NBFC may call me on this number about vehicle-loan options. I have read the Privacy Policy and can withdraw this consent at any time.

Requests made before this change were recorded under consent version cars365-loan-callback-v5, which also allowed CARS 365 to call the applicant.

6. Withdrawal and retention

Email or call us to withdraw without deleting your account. We close your requests, clear applicant name and contact mobile, and stop further Sheet writes after processing. We clear applicant name and mobile automatically 180 days after submission and rewrite the matching staff Sheet row without them. Request status and consent evidence remain until account deletion. Older loan requests retain their original car snapshot and consent evidence until account deletion; new callback requests leave car fields blank in staff Sheets. Earlier copies at a lender need separate handling under its law and our deletion process.

7. Complaints and contact

For our referral or data handling, contact Mr. Kurapati Markandeya, Founder & Managing Director, CARS 365, near Kiran International School, Keshavnagar, Hanuman Nagar Colony, Boduppal, Hyderabad, Telangana 500092. Email: contact@cars365.in. Phone: +91 99124 45588. For a lender's decision or conduct, first use that lender's grievance channel. Eligible unresolved service complaints about lenders covered by RBI's applicable Ombudsman Scheme may be taken to https://cms.rbi.org.in, subject to that scheme's conditions; the Ombudsman does not reverse a lender's commercial credit decision.

Document URL: https://cars365.co/loan-disclosure/